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All professional categories registered with an Order: lawyers, accountants, engineers, architects, surveyors, geologists, chemists, doctors and others. The obligation is set by DPR 137/2012 and the latest IVASS regulations.

It covers the financial loss the professional causes to the client or third parties due to errors, omissions or negligence in the practice. It includes legal defence costs and, in the more complete versions, unlimited retroactive and run-off cover.

Claims Made covers claims received during the policy period (even for prior acts if retro is included). Loss Occurrence covers events happening during the policy period, regardless of when the claim arrives. 95% of professional liability in Italy is Claims Made.

It means the policy also covers errors committed before the policy start date, with no backwards time limit. It's an essential guarantee for those who have been practising for a long time and switch insurer.

Yes. We build professional liability policies for associated practices, professional companies (STP) and professional associations with a single or combined limit. The policy covers both the individual professionals and the practice.

It depends on category, turnover, limit and claims history. For a single professional with a €500,000 limit, premiums typically start at €250–400/year; for associated practices or senior professionals with higher limits, premiums scale to the real risk.